PUBLIC JOINT-STOCK COMPANY SBERBANK OF RUSSIA

It is the largest financial institution in the russian federation and serves as a key financial contributor to the russian state.
It plays one of the key roles in providing financial support to enterprises in the defense-industrial complex and fulfilling state defense contracts. Historically, the bank has been one of the largest operators servicing defense contracts. Starting in 2018, a significant portion of defense loans and special accounts was centrally transferred to Promsvyazbank (PSB) in order to reduce sanctions risk for the bank’s civilian operations. However, the bank has retained its classified infrastructure, licenses, and permits to conduct activities related to state secrets, and continues to service specialized contracts within the scope of classified lists. "Sberbank of russia" services or has serviced accounts of russian enterprises involved in the production of ballistic and cruise missiles, fighter jets, guided aerial bombs, and other weapons used by the russian federation in the war against Ukraine, including "CONCERN VKO ‘ALMAZ-ANTEY’" JSC, "NPK ‘KBM’" JSC, "VMP ‘AVITEK’" JSC, and others.
Through the "Domklik" service, the bank implements a special state mortgage program for employees of defense industry enterprises.
The bank holds a license as an information system operator for the issuance of digital financial assets, which allows it to create additional channels for internal settlements outside of traditional international payment channels and the associated sanctions control mechanisms.