JOINT STOCK COMPANY BANK AVERS

A major regional financial institution in the Republic of Tatarstan. It is part of the "TAIF" financial and industrial group and serves as a clearing center for its industrial, petrochemical, and other enterprises.
The bank provides settlement services and loans to major taxpayers, such as the "TAIF-NK" oil refinery, the brick factories of "KZSSM" LLC, "Keramika-Sintez" LLC, and the construction company "TAIF-ST," thereby ensuring a stable inflow of funds into the state and regional budgets through significant tax payments from its corporate clients and creating a financial foundation for funding military expenditures.
The bank’s clients include Russian companies subject to sanctions, in particular, the manufacturer of rubber and other petrochemical products, "Nizhnekamskneftekhim" PJSC.
The institution uses internal closed payment circuits and the russian Central Bank’s alternative Financial Message Transmission System to circumvent sanctions restrictions.